Why this top VC passed on Chime despite loving the team

on seed round. And Chime founders, you know, that they just made this Green Dot before sold it and they started doing what they did with Green Dot. But Green Dot was like this paper based, like out of the counter stuff. And they decided to do almost the same, but in pivoting tech, pivoting it in the digital. And he said he passed on that. And I asked asked him, why you passed on that? And he said, Victor, you know, I started thinking for them that that's this product makes no sense. So, I mean, this was a great team, but I started thinking about like an operator.