You can't just tell fintech companies 'don't replace banks.' You have to give specific instructions - daily volume limits, security levels, geographic requirements.

You have to go a step below and give them specific instructions that, okay, these are the financial volume limits on a daily basis you can't breach. This is the kind of infrastructure if you're using this, it needs to have this level of security. It needs to have this level of geographic siloing or, like, sort of expansions on and so forth. Like, specific instructions is something that at a policy level are needed. And I know that the EU and both The US are working by like, hardly are working hard on it.