through the market? Yeah. I mean, an easy one is a lot of cross border companies. I mean, Wave has done incredible an incredible job here, Tap Tap Send. These companies, for obvious reasons, have don

...fintech. A lot of innovations have happened in Africa that has allowed this to happen, and a lot of it comes from the foundation around digital infrastructure, which is digital identity. Some of these markets use the telco rails for identity. They us

for obvious reasons, have done a a lot of work in opening up some of these markets and are are very aggressive on acquiring companies as well, by the way. Other companies like Stripe has been, you know, active doing some acquisitions. I would say lar

All of that grew the financial technology space very quickly in Africa. On the flip side, in The US, the legacy traditional banking infrastructure is so ingrained that it has prevented The US from being able to really leverage mobile financial servic