Searching...
15 results for “retirement savings”
“In our business, you have to focus on the long term and the long term fundamentals. In the pensions business, the long term fundamentals are really about people needing and therefore saving money for retirement. Government policy doesn't change that.”
...retirement. And government policy doesn't change that because the dynamics,
21:51 / 22:13
Practical Framework21:51 – 22:13
...retirement accounts. And we think about it in terms of three large buckets, defined benefit, defined contribution, and the IRA market. Each of them are ultimately holding assets that are supporting the retirement of individuals. So if you look at tho
5:14 / 6:15
from transcript5:14 – 6:15
...to save for retirement. That 40,000,000,000,000 is in the ground today. How is that money invested? Asset allocation. Maybe we'll start with the IRA market. The IRA market follows the private wealth market. If you think about it, most individuals are
6:00 / 7:01
from transcript6:00 – 7:01
“Government pensions are unsustainable - here's what happens in 30 years”
...for retirement is likely to reduce in the future. There are many conversations happening in The United Kingdom around the state pension and in The United States around Social Security to determine whe
22:19 / 23:00
prediction22:19 – 23:00
...retirement funds that we've mandated through social security. We should be taking the 4 and a half trillion dollars that our social security beneficiaries have had deducted from their paychecks over many, many years. And those social security future
1:25:28 / 1:26:41
from transcript1:25:28 – 1:26:41
...savings, meaning it's the fourth largest pension system in the world, yet our population is something like the fiftieth largest in the world. That $4,000,000,000,000 if it was a country, it would be equivalent to something like Italy in terms of GDP.
18:46 / 19:46
from transcript18:46 – 19:46
...a savings account, but, like, if you just overlay on it a little bit of creativity, you could see how a huge amount of capital could be shifted from state lotteries and casinos and sports betting and beyond into people's personal savings accounts. An
45:46 / 46:55
from transcript45:46 – 46:55
It's gotten to the point where we almost need to stop calling these alternative investments in pension plans. They're almost more conventional than public equity, especially in terms of like headcount inside these organizations, far more people worki
5:15 / 6:15
from transcript5:15 – 6:15
...of retirement? Is it in good shape? Should we be doing some things differently? Is there a better structure? What do you think? I mean, that's a big question. At a very high level, I'd be more in favor of defined contribution plans than defined benef
46:37 / 47:37
from transcript46:37 – 47:37
...savings haven't been able to do that. Mhmm. And so I said a big macro. Yes. We should be concerned about risk, and, yes, we should talk about liquidity, and, yes, there needs to be regulation. But from an equality standpoint, they should all have acc
15:47 / 16:53
from transcript15:47 – 16:53
...retirement is gonna be, just like we might have with our four zero one k's or our IRAs, that is a system that actually has true solvency. Otherwise, it becomes this runaway train of liability, and that's effectively what the states have set up, and i
41:48 / 43:02
from transcript41:48 – 43:02
...retirement accounts benefited by buying the S and P 500, and the wealthy were able to access it. So all of the equity value that accrued from American enterprise and the prosperity of the American system accrued to the people that had access to the p
41:56 / 43:09
from transcript41:56 – 43:09
...having their retirement funds being sitting as a loan to the federal government for spending, which I think could be a big dramatic change.
51:44 / 52:49
from transcript51:44 – 52:49
...retirement program for folks that don't have access to private retirement accounts. Okay? And this program was set up in, the nineteen thirties after, the Great Depression. And there's a trust fund, POASDI, which is the the fund that they invest in c
41:14 / 42:24
from transcript41:14 – 42:24
Same in Norway, same in other Middle East countries, incredible sovereign wealth funds that benefit the retirees and the population at large. That's where the dollars should be invested from. I do think the fundamental focus priority right now should
1:26:14 / 1:27:16
from transcript1:26:14 – 1:27:16
Have a podcast?
Run your podcast through Clypt
Get ranked clips, hooks, and ready-to-post copy from your own episodes. Free to try.