okay, a lot of these people are saying, oh, you shouldn't pay down debt because interest rates are human just making it really complicated. But I simplified it for myself to say, well, I understand that a credit card at 20% interest is gonna lose me

...SEFP or a financial advisor was that I realized, and I know you, you know this too from like your research and stuff too, that a lot of women are capable of learning the math, but we we still have a lot of work to do on the mental fortitude to take t